Key lessons
- You need to measure your income and expenses if you want to become financially fit.
- You can do this through the Monny app.
- You may be missing out on income. The most common places where you miss out on income are benefits, too little pay for your position and experience, and not taking advantage of fringe benefits.
- For all leisure expenses such as clothing, eating out and vacations, it is important to make three lists: what do you think you spend on them, what do you think you are allowed to spend on them, and what do you actually spend on them.
- In addition, we can use the Nibud tool to create a Personal Budget Advice to compare how much you spend on certain things compared to people in a similar situation.